more severe. A higher unemployment rate around the time of retirement reduces Social Security income for those in the …

Unemployment Insurance system to measure the effects of imperfect experience-rating on temporary layoffs and other types of … unemployment. We find a strong negative association between the degree of experience-rating and the rate of temporary layoff … unemployment, with the largest effect in recessionary years and the smallest effect in expansionary years. Increases in the degree …

This paper examines the impact of exposure to higher unemployment rates in the pre-retirement years on subsequent …