offered and uninsured. Moreover, if plan choice decisions are price elastic, then such subsidies can at the same time increase … health care costs by inducing selection of more expensive plans. We study an excellent example of such subsidies: the …

the U.S. Yet, we already provide over $100 billion per year in tax subsidies to health insurance. This paper provides an …

insurance. If the latter, subsidies may not be successful in increasing the rate of insurance coverage among the non …-employed. Furthermore, subsidies which lower the costs of non-employment may increase both the incidence and duration of joblessness. We …

Using premium subsidies for private coverage, an individual mandate, and Medicaid expansion, the Affordable Care Act … responsive to price subsidies, with larger gains in state-based insurance exchanges than the federal exchange. The individual … essentially no crowd-out of private insurance. Overall, exchange premium subsidies produced 40% of the coverage gains explained by …