Current mammography guidelines reflect evidence that mammography could be harmful on average through the overdiagnosis of breast cancers that would not eventually cause symptoms in the long term. To inform targeting within these guidelines, I investigate whether some women are more likely to...

Insurance induces a well-known tradeoff between the welfare gains from risk protection and the welfare losses from moral hazard. Empirical work traditionally estimates each side of the tradeoff separately, potentially yielding mutually inconsistent results. I develop a nonlinear budget set model...