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The Changing Labor Market Position of Canadian Immigrants

Bloom, David E. - 1994

Canadian immigrants at the time of immigration fall short of the earnings of comparable Canadian-born individuals, and (2 … recent changes in Canadian immigration policy, labor market discrimination against visible minorities, and the prolonged …

Persistent link: https://www.econbiz.de/10012474260

An Analysis of the Earnings of Canadian Immigrants

Bloom, David E. - 1989

skills declined following changes in Canada's immigration policies in 1974 that led to a sharp increase in the proportion of … complete until 13 to 22 years after entry into Canada. These results are revealed clearly in both the pseudo-longitudinal and … increases with their duration of stay in Canada, and since there are no differential immigrant-native changes in higher …

Persistent link: https://www.econbiz.de/10012476013

The Adequacy of Life Insurance : Evidence from the Health and Retirement Survey

Bernheim, B. Douglas - 1999

This study examines the adequacy of life insurance among married American couples approaching retirement. It improves upon previous work in two ways. First, it is based on recent, high quality data (the 1992 Health and Retirement Survey with matched Social Security earnings histories). Second,...

Persistent link: https://www.econbiz.de/10012471412

Life Cycle Annuity Valuation

Bernheim, B. Douglas - 1984

In this paper, we argue that actuarial valuation of annuity benefit streams is theoretically inconsistent with the assumption of pure lifecycle motives. Instead, we show that the simple discounted value of future benefits (ignoring the possibility of death) is often a good approximation to the...

Persistent link: https://www.econbiz.de/10012477575

The Mismatch Between Life Insurance Holdings and Financial Vulnerabilities : Evidence from the Survey of Consumer Finances

Bernheim, B. Douglas - 2001

Using the 1995 Survey of Consumer Finances and an elaborate life-cycle model, we quantify the potential financial impact of each individual's death on his or her survivors, and we measure the degree to which life insurance moderates these consequences. Life insurance is essentially uncorrelated...

Persistent link: https://www.econbiz.de/10012470174

How Strong are Bequest Motives? Evidence Based on Estimates of the Demand for Life Insurance and Annuities

Bernheim, B. Douglas - 1989

This paper presents new empirical evidence in support of the view that a significant fraction of total saving is motivated solely by the desire to leave bequests. Specifically, I find that Social Security annuity benefits significantly raise life insurance holdings and depress private annuity...

Persistent link: https://www.econbiz.de/10012476111

Behavioral Public Economics : Welfare and Policy Analysis with Non-Standard Decision-Makers

Bernheim, B. Douglas - 2005

This paper has two goals. First, we discuss several emerging approaches to applied welfare analysis under non-standard ("behavioral") assumptions concerning consumer choice. This provides a foundation for Behavioral Public Economics. Second, we illustrate applications of these approaches by...

Persistent link: https://www.econbiz.de/10012467161