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What Explains Low Old-Age Income? Evidence from the Health and Retirement Study

Mitchell, Olivia S.; Clark, Robert L.; Lusardi, Annamaria - National Bureau of Economic Research - 2021

We examine respondents in the Health and Retirement Study (HRS) to observe how their financial situations unfolded as they aged. We focus on low income older adults and follow them over time to identify the factors associated with having low income at baseline and thereafter. We find that (a)...

Persistent link: https://www.econbiz.de/10012510599

Older Women’s Labor Market Attachment, Retirement Planning, and Household Debt

Lusardi, Annamaria - 2016

The goal of this paper is to ascertain whether older women's current and anticipated future labor force patterns have changed over time, and if so, to evaluate the factors associated with longer work lives and plans to continue work at older ages. Using data from both the Health and Retirement...

Persistent link: https://www.econbiz.de/10012456073

Longevity Perceptions and Saving Decisions during the COVID-19 Outbreak : An Experimental Investigation

Hurwitz, Abigail; Mitchell, Olivia S.; Sade, Orly - National Bureau of Economic Research - 2021

We experimentally study individuals' perceptions about and advice to others regarding retirement savings and annuitization during the pandemic. Many people recommend that others save more for retirement, but those most affected by the pandemic tell others to save and annuitize less. We...

Persistent link: https://www.econbiz.de/10012482579

Do Required Minimum Distribution 401(k) Rules Matter, and For Whom? Insights from a Lifecycle Model

Horneff, Vanya; Maurer, Raimond; Mitchell, Olivia S. - National Bureau of Economic Research - 2021

Tax-qualified vehicles helped U.S. private-sector workers accumulate $25Tr in retirement assets. An often-overlooked important institutional feature shaping decumulations from these retirement plans is the "Required Minimum Distribution" (RMD) regulation, requiring retirees to withdraw a minimum...

Persistent link: https://www.econbiz.de/10012482705

Recent Trends in Top Income Shares in the USA : Reconciling Estimates from March CPS and IRS Tax Return Data

Burkhauser, Richard V. - 2009

Although the vast majority of US research on trends in the inequality of family income is based on public-use March Current Population Survey (CPS) data, a new wave of research based on Internal Revenue Service (IRS) tax return data reports substantially higher levels of inequality and faster...

Persistent link: https://www.econbiz.de/10012463330

Differences in the U.S. Trends in the Prevalence of Obesity Based on Body Mass Index and Skinfold Thickness

Burkhauser, Richard V. - 2009

There are several ways to measure fatness and obesity, each with its own strengths and weaknesses. The primary measure for tracking the prevalence of obesity has historically been body mass index (BMI). This paper compares long-run trends in the prevalence of obesity when obesity is defined...

Persistent link: https://www.econbiz.de/10012463644

Estimating Trends in US Income Inequality Using the Current Population Survey : The Importance of Controlling for Censoring

Burkhauser, Richard V. - 2008

Using internal and public use March Current Population Survey (CPS) data, we analyze trends in US income inequality (1975-2004). We find that the upward trend in income inequality prior to 1993 significantly slowed thereafter once we control for top coding in the public use data and censoring in...

Persistent link: https://www.econbiz.de/10012464400

Labor Earnings Mobility and Inequality in the United States and Germany During the Growth Years of the 1980s

Burkhauser, Richard V. - 1997

Recent years have witnessed increased interest in issues of inequality and mobility in the labor market. Using data from the Panel Study of Income Dynamics and the German Socio-Economic Panel, we compare the labor earnings mobility of prime age men and women in the United States and Germany...

Persistent link: https://www.econbiz.de/10012472830

Pensions and the U.S. Labor Market

Gustman, Alan L. - 1990

market.<br> Available evidence indicates that pensions must be viewed as part of a long-term employment relation. For this … and employment Combining information on employee characteristics, turnover and retirement patterns, company inputs and …-side information with employment and wage histories of employees …

Persistent link: https://www.econbiz.de/10012475704

Optimal Social Security Claiming Behavior under Lump Sum Incentives : Theory and Evidence

Maurer, Raimond - 2017

People who delay claiming Social Security receive higher lifelong benefits upon retirement. We survey individuals on their willingness to delay claiming later, if they could receive a lump sum in lieu of a higher annuity payment. Using a moment-matching approach, we calibrate a lifecycle model...

Persistent link: https://www.econbiz.de/10012455607