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How Offshore Financial Competition Disciplines Exit Resistence by Incentive-Conflicted Bank Regulators

Kane, Edward J. - 1999

to create rents by restricting the size and scope of individual banking organizations. In the second, rents come from … encourage customers to push rent-dependent banking systems into crisis. This analysis portrays the banking crises that have … regulating banking markets …

Persistent link: https://www.econbiz.de/10012471631

Communication within Banking Organizations and Small Business Lending

Levine, Ross - 2019

We investigate how communication within banks affects small business lending. Using travel time between a bank's headquarters and its branches to proxy for the costs of communicating soft information, we exploit shocks to these travel times to evaluate the impact of within bank communication...

Persistent link: https://www.econbiz.de/10012479821

The Founding of the Federal Reserve, the Great Depression and the Evolution of the U.S. Interbank Network

Jaremski, Matthew S. - 2019

Financial network structure is an important determinant of systemic risk. This paper examines how the U.S. interbank network evolved over a long and important period that included two key events: the founding of the Federal Reserve and the Great Depression. Banks established connections to...

Persistent link: https://www.econbiz.de/10012479982

Do Bank Insiders Impede Equity Issuances?

Goetz, Martin - 2020

We evaluate the role of insider ownership in shaping banks' equity issuances in response to the global financial crisis. We construct a unique dataset on the ownership structure of U.S. banks and their equity issuances and discover that greater insider ownership leads to less equity issuances....

Persistent link: https://www.econbiz.de/10012481637

Evidence of Regulatory Arbitrage in Cross-Border Mergers of Banks in the EU

Carbo-Valverde, Santiago - 2009

Banks are in the business of taking calculated risks. Expanding the geographic footprint of an organization's profit-making activities changes the geographic pattern of its exposure to loss in ways that are hard for regulators and supervisors to observe. This paper tests and confirms the...

Persistent link: https://www.econbiz.de/10012463202

Bank Governance, Regulation, and Risk Taking

Laeven, Luc - 2008

This paper conducts the first empirical assessment of theories concerning relationships among risk taking by banks, their ownership structures, and national bank regulations. We focus on conflicts between bank managers and owners over risk, and show that bank risk taking varies positively with...

Persistent link: https://www.econbiz.de/10012464532

Basel II : A Contracting Perspective

Kane, Edward J. - 2006

Financial safety nets are incomplete social contracts that assign responsibility to various economic sectors for preventing, detecting, and paying for potentially crippling losses at financial institutions. This paper uses the theories of incomplete contracts and sequential bargaining to...

Persistent link: https://www.econbiz.de/10012465955

Is There a Diversification Discount in Financial Conglomerates?

Laeven, Luc - 2005

Persistent link: https://www.econbiz.de/10012467179

Governance and Bank Valuation

Caprio, Gerard - 2003

Which public policies and ownership structures enhance the governance of banks? This paper constructs a new database on the ownership of banks internationally and then assesses the ramifications of ownership, shareholder protection laws, and supervisory/regulatory policies on bank valuations....

Persistent link: https://www.econbiz.de/10012468536

Bank Concentration and Crises

Beck, Thorsten - 2003

relationship between the market structure of the banking industry and bank fragility, this paper studies the impact of bank … concentration, bank regulations, and national institutions on the likelihood of suffering a systemic banking crisis. Using data on … 70 countries from 1980 to 1997, we find that crises are less likely in economies with (i) more concentrated banking …

Persistent link: https://www.econbiz.de/10012468775