Showing 1 - 8 of 8
This paper conducts the first empirical assessment of theories concerning relationships among risk taking by banks, their ownership structures, and national bank regulations. We focus on conflicts between bank managers and owners over risk, and show that bank risk taking varies positively with...
Persistent link: https://www.econbiz.de/10012464532
relationship between the market structure of the banking industry and bank fragility, this paper studies the impact of bank … concentration, bank regulations, and national institutions on the likelihood of suffering a systemic banking crisis. Using data on … 70 countries from 1980 to 1997, we find that crises are less likely in economies with (i) more concentrated banking …
Persistent link: https://www.econbiz.de/10012468775
specific regulatory and supervisory practices and banking-sector development, efficiency, and fragility. The paper examines: (i …) regulatory restrictions on bank activities and the mixing of banking and commerce; (ii) regulations on domestic and foreign bank …
Persistent link: https://www.econbiz.de/10012469383
Does an intensification of competition among banks increase or decrease liquidity creation? By integrating the dynamic process of interstate bank deregulation that lowered barriers to competition across U.S. states over the 1980s and 1990s with the gravity model of the geographic expansion of...
Persistent link: https://www.econbiz.de/10012456480
Did regulatory reforms that lowered barriers to competition among U.S. banks increase or decrease the quality of information that banks disclose to the public and regulators? We find that an intensification of competition reduced abnormal accruals of loan loss provisions and the frequency with...
Persistent link: https://www.econbiz.de/10012457906
The passage of the National Banking Acts stabilized the existing financial system and encouraged the entry of 729 banks …
Persistent link: https://www.econbiz.de/10012459873
performance of banking systems. Since the underlying surveys are large and complex, we construct summary indices of key bank … regulatory and supervisory policies to facilitate cross-country comparisons and analyses of changes in banking policies over time …
Persistent link: https://www.econbiz.de/10012459929
A nationwide banking panic forced President Franklin Roosevelt to declare a nationwide banking holiday immediately … concerning the conventional wisdom regarding intervening in a banking system amidst a systemic crisis …
Persistent link: https://www.econbiz.de/10014248006