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Countercyclical Capital Buffers : A Cautionary Tale

Koch, Christoffer - 2020

Countercyclical capital buffers (CCyBs) are an old idea recently resurrected. CCyBs compel banks at the core of financial systems to accumulate capital during expansions so that they are better able to sustain operations during downturns. To gauge the potential impact of modern CCyBs, we compare...

Persistent link: https://www.econbiz.de/10012479234

Communication within Banking Organizations and Small Business Lending

Levine, Ross - 2019

We investigate how communication within banks affects small business lending. Using travel time between a bank's headquarters and its branches to proxy for the costs of communicating soft information, we exploit shocks to these travel times to evaluate the impact of within bank communication...

Persistent link: https://www.econbiz.de/10012479821

Payments Crises and Consequences

Chen, Qian - 2020

Banking-system shutdowns during contractions scar economies. Four times in the last forty years, governors suspended …

Persistent link: https://www.econbiz.de/10012481281

Do Bank Insiders Impede Equity Issuances?

Goetz, Martin - 2020

We evaluate the role of insider ownership in shaping banks' equity issuances in response to the global financial crisis. We construct a unique dataset on the ownership structure of U.S. banks and their equity issuances and discover that greater insider ownership leads to less equity issuances....

Persistent link: https://www.econbiz.de/10012481637

Bank Governance, Regulation, and Risk Taking

Laeven, Luc - 2008

This paper conducts the first empirical assessment of theories concerning relationships among risk taking by banks, their ownership structures, and national bank regulations. We focus on conflicts between bank managers and owners over risk, and show that bank risk taking varies positively with...

Persistent link: https://www.econbiz.de/10012464532

Deposit Insurance and the Composition of Bank Suspensions in Developing Economies : Lessons from the State Deposit Insurance Experiments of the 1920S

Chung, Ching-Yi - 2006

Eight states established deposit insurance systems between 1908 and 1917. All abandoned the systems between 1921 and 1930. Scholars debate the costs and benefits of these policy experiments. New data drawn from the archives of the Federal Reserve Board of Governors demonstrate that deposit...

Persistent link: https://www.econbiz.de/10012466067

Is There a Diversification Discount in Financial Conglomerates?

Laeven, Luc - 2005

Persistent link: https://www.econbiz.de/10012467179

Governance and Bank Valuation

Caprio, Gerard - 2003

Which public policies and ownership structures enhance the governance of banks? This paper constructs a new database on the ownership of banks internationally and then assesses the ramifications of ownership, shareholder protection laws, and supervisory/regulatory policies on bank valuations....

Persistent link: https://www.econbiz.de/10012468536

Bank Concentration and Crises

Beck, Thorsten - 2003

relationship between the market structure of the banking industry and bank fragility, this paper studies the impact of bank … concentration, bank regulations, and national institutions on the likelihood of suffering a systemic banking crisis. Using data on … 70 countries from 1980 to 1997, we find that crises are less likely in economies with (i) more concentrated banking …

Persistent link: https://www.econbiz.de/10012468775

Bank Supervision and Corporate Finance

Beck, Thorsten - 2003

and corruption in raising external finance, which is consistent with political/regulatory capture theories. Creating a …

Persistent link: https://www.econbiz.de/10012469078