Yörük, Barış K.; Sabia, Joseph J.; Krishna, Tessie; … - National Bureau of Economic Research - 2025
With the goal of lowering incentives for alcohol and substance abuse, U.S. states have historically permitted private health insurers to deny reimbursement of medical claims stemming from alcohol or opioid impairment. However, a potential unintended consequence of such "exclusion provisions" is...