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The Size and Composition of Wealth Holdings in the United States, Italy, and the Netherlands
Kapteyn, Arie - 2003
This paper analyzes retirement saving and portfolio choice in the United States, Italy, and the Netherlands. While these countries enjoy roughly the same standard of living, they vary widely in their institutional organization of retirement income provisions. Building on extensions of the life...
Persistent link: https://www.econbiz.de/10012468512
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Financial Literacy, Retirement Planning, and Household Wealth
van Rooij, Maarten - 2011
savings plan has been shown to boost wealth. Overall, financial literacy, both directly and indirectly, is found to have a …
Persistent link: https://www.econbiz.de/10012461319
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Financial Literacy, Retirement Preparation and Pension Expectations in the Netherlands
Alessie, Rob J. - 2011
We present new evidence on financial literacy and retirement preparation in the Netherlands based on two surveys conducted before and after the onset of the financial crisis. We document that while financial knowledge did not increase from 2005 to 2010, significantly more individuals planned for...
Persistent link: https://www.econbiz.de/10012461548
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Saving and Cohabitation : The Economic Consequences of Living with One's Parents in Italy and the Netherlands
Alessie, Rob - 2005
The paper deals with the e.ects of cohabitation of grown children with their parents on household saving, using data from Italy and the Netherlands. It presents a two-period gametheoretical model where the child has to decide whether to move out of the parental home. This decision is affected by...
Persistent link: https://www.econbiz.de/10012467608
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Deregulation, Savings and Loan Diversification, and the Flow of Housing Finance
Kane, Edward J. - 1981
than a minor and temporary source of help to S&Ls. Analysis presented shows that Federal Savings and Loan Insurance …
Persistent link: https://www.econbiz.de/10012478481
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Were Late-Nineteenth-Century, Small-Town Americans Life-Cycle Savers?
Bodenhorn, Howard - National Bureau of Economic Research - 2021
Although the mobilization of savings is an important function of banks and other financial institutions, there is … remarkably little evidence that bears on how and how well the financial sector mobilized household savings in the nineteenth and … behaviors followed the predictions of the life-cycle hypothesis. Hand-coded data from an Upstate New York savings bank matched …
Persistent link: https://www.econbiz.de/10012533359
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The Mortgage Piggy Bank : Building Wealth through Amortization
Bernstein, Asaf; Koudijs, Peter - National Bureau of Economic Research - 2021
Mortgage amortization schedules are illiquid savings plans comparable in size to pension programs; however, little is … worth for each dollar of amortization. Households leave other savings and liabilities unchanged, and instead increase labor …
Persistent link: https://www.econbiz.de/10012496128
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Social Security Programs and Retirement Around the World : Disability Insurance Programs and Retirement - Introduction and Summary
Coile, Courtney - 2014
This is the introduction and summary to the sixth phase of an ongoing project on Social Security Programs and Retirement Around the World. The first phase described the retirement incentives inherent in plan provisions and documented the strong relationship across countries between social...
Persistent link: https://www.econbiz.de/10012458544
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Stock Market Expectations of Dutch Households
Hurd, Michael D. - 2010
Despite its importance for the analysis of life-cycle behavior, stock ownership by households is poorly understood. Among other approaches to the investigation of this puzzle, recent research has elicited the expectations of stock market returns by individuals. This paper reports findings from a...
Persistent link: https://www.econbiz.de/10012462193
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Trusting the Stock Market
Guiso, Luigi - 2005
We provide a new explanation to the limited stock market participation puzzle. In deciding whether to buy stocks, investors factor in the risk of being cheated. The perception of this risk is a function not only of the objective characteristics of the stock, but also of the subjective...
Persistent link: https://www.econbiz.de/10012467028