Foreclosures led to severe disruptions in home mortgage lending during the recent Great Recession and the Great … functions. We measure the impact of foreclosures on new mortgage lending using a panel of all B&Ls in 4 states. The foreclosure … overhang explains about 30 percent of the drop in new mortgage lending by B&Ls as the housing crisis intensified between 1930 …

-to-value levels and permissive mortgage approvals. We revisit the standard user cost model of housing prices and conclude that the …

.5 trillion over the next five. Despite clear signs of strain in the FHA's Mutual Mortgage Insurance Fund, a recent actuarial … available from mortgage delinquency; and it ignores potential risks associated with recent down-payment assistant programs …

This paper quantifies the scale and scope of the commercial real estate mortgage bond market in the period surrounding … the 1920s in an attempt to better understand the role of retail mortgage debt in early urban development. In particular … utilizes a unique data set to construct a commercial mortgage price index over the period 1926-1935 …

In this paper we examine the relationship between homeowners' bankruptcy decisions and their mortgage default decisions …

. I find that the federal government's means-tested mortgage modification plan creates a massive implicit tax that may be … of a public policy that left mortgage modification to lenders, subject to a requirement that modification would not be …

unique design reflecting the subprime mortgage design. Subprime securitization tranches were often sold to CDOs, which were …

owners having negative equity in their homes and of rising mortgage interest rates. We find that both lead to lower, not …