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In the United States, households obtain health insurance through distinct market segments. We explore the economics of this segmentation by comparing coverage provided through small employers versus the individual marketplace. Using data from Oregon, we find households with group coverage spend...
Persistent link: https://www.econbiz.de/10012660084
for surgical ones. We further use a 2008 policy where Medicare implemented financial penalties for certain hospital …
Persistent link: https://www.econbiz.de/10012480398
substantial "offset" effects in terms of increased hospital utilization in response to the combination of higher copayments for …
Persistent link: https://www.econbiz.de/10012465684
changes in hospital costs. I exploit an exogenous 1988 policy change that generated large price changes for 43 percent of all …
Persistent link: https://www.econbiz.de/10012468725
to obtain Sleep discounts off list prices from providers. I study hospital responses to the advent of price competition … in California over the 1984-1988 period. I note that, due to the nature of hospital bargaining with PPOs, hospitals … should face more competitive pressure in hospital markets that arc more competitive ex-ante. This hypothesis is supported by …
Persistent link: https://www.econbiz.de/10012474777
connection between selection and moral hazard in star hospital use …
Persistent link: https://www.econbiz.de/10012456079
hospitals. We construct indices of health plan generosity and the price and volume of hospital services using data from Truven … generosity facilitates the exercise of hospital market power, IV estimates show a statistically significant and economically … important positive effect of plan generosity on hospital prices in uncompetitive markets, but not in competitive markets. Our …
Persistent link: https://www.econbiz.de/10012457155
hospital financial data to study the resulting uncompensated care, medical care for which no payment is received. We use both … person costs local hospitals $900 each year in uncompensated care. Similarly, the closure of a nearby hospital increases the … uncompensated care costs of remaining hospitals. Increases in the uninsured population also lower hospital profit margins, which …
Persistent link: https://www.econbiz.de/10012457377
hospital-insurer bargaining over premiums and reimbursements, household demand for insurance, and individual demand for … with the remaining insurers. We also document substantial heterogeneity in hospital price adjustments upon the removal of …
Persistent link: https://www.econbiz.de/10012459260
private hospital capacity is vertically integrated, integration increases inpatient care spending by 6 percent and decreases … to high-quality non-integrated hospitals, resulting in plan networks that limit hospital competition. Whereas vertical … integration reduces double marginalization, skewed cost-sharing structures--and their effect on hospital competition--more than …
Persistent link: https://www.econbiz.de/10015056159