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The Effects of Website Provision on the Demand for German Women's Magazines

Kaiser, Ulrich - 2002

The effect of website provision on the demand for German women's magazines is analyzed using differentiated product … demand models estimated on panel data that cover the period 1990 2000. Descriptive evidence on the magazines' website … alternative econometric approaches to identify the demand model. A counter-factual analysis shows, however, that online magazines …

Persistent link: https://www.econbiz.de/10012469909

Managing Annual Accounting Reports to Avoid State Taxes : An Analysis of Property-Casualty Insurers

Petroni, Kathy R. - 1998

We hypothesize that, in their annual accounting reports, insurers allocate premiums and losses from multistate policies to reduce total state taxes. To test this prediction, we examine firm-level data, collected from the publicly-available statutory reports used to compute tax bases and filed...

Persistent link: https://www.econbiz.de/10012472220

Moral Hazard in Home Equity Conversion

Shiller, Robert J. - 1998

Home equity conversion as presently constituted or proposed usually does not deal well with the potential problem of moral hazard. Once home-owners know that the risk of poor market performance of their homes is borne by investors, they have an incentive to neglect to take steps to maintain the...

Persistent link: https://www.econbiz.de/10012472256

Home Equity Insurance

Shiller, Robert J. - 1994

Home equity insurance policies, policies insuring homeowners against declines in the price of their homes, would bear some resemblance both to ordinary insurance and to financial hedging vehicles. A menu of choices for the design of such policies is presented here, and conceptual issues are...

Persistent link: https://www.econbiz.de/10012474085

Property Insurance and Disaster Risk : New Evidence from Mortgage Escrow Data

Keys, Benjamin J.; Mulder, Philip - National Bureau of Economic Research - 2024

We develop a new dataset to study homeowners insurance. Our data on over 47 million observations of households' property insurance expenditures from 2014-2023 are inferred from mortgage escrow payments. First, we find a sharp 33% increase in average premiums from 2020 to 2023 (13% in real terms)...

Persistent link: https://www.econbiz.de/10014576608

How Are Insurance Markets Adapting to Climate Change? Risk Selection and Regulation in the Market for Homeowners Insurance

Boomhower, Judson; Fowlie, Meredith; Gellman, Jacob; … - National Bureau of Economic Research - 2024

As climate risk escalates, property insurance is critical to reduce the risk exposure of households and firms and to aid recovery when disasters strike. To perform these functions efficiently, insurers need to access high quality information about disaster risk and set prices that accurately...

Persistent link: https://www.econbiz.de/10014576654

The economics of property-casualty insurance

Bradford, David F. (ed.) - 1998

Persistent link: https://www.econbiz.de/10013480825

Learning, Catastrophic Risk and Ambiguity in the Climate Change Era

Moore, Frances - National Bureau of Economic Research - 2024

Key methodologies used for managing weather risks have relied on the assumption that climate is not changing and that the historic weather record is therefore representative of current risks. Anthropogenic climate change upends this assumption, effectively reducing the information available to...

Persistent link: https://www.econbiz.de/10014635647

Economic Analysis of Social Interactions

Manski, Charles F. - 2000

Economists have long been ambivalent about whether the discipline should focus on the analysis of markets or should be concerned with social interactions more generally. Recently the discipline has sought to broaden its scope while maintaining the rigor of modern economic analysis. Major...

Persistent link: https://www.econbiz.de/10012471189

Firm-to-Firm Trade : Imports, Exports, and the Labor Market

Eaton, Jonathan; Kortum, Samuel; Kramarz, Francis - National Bureau of Economic Research - 2022

Customs data reveal heterogeneity and granularity of relationships among buyers and sellers. A key insight is how more exports to a destination break down into more firms selling there and more buyers per exporter. We develop a quantitative general equilibrium model of firm-to-firm matching that...

Persistent link: https://www.econbiz.de/10012814460

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