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What determines risk-bearing capacity and the amount of leverage in financial markets? Using unique archival data on collateralized lending, we show that personal experience can affect individual risk-taking and aggregate leverage. When an investor syndicate speculating in Amsterdam in 1772 went...
Persistent link: https://www.econbiz.de/10012458707
fundamentals with firm-quarter fixed effects; thus, identification comes from a firm's choice to default against one bank versus … bank relationships comes into doubt …
Persistent link: https://www.econbiz.de/10012456640
Credit scoring was introduced in India in 2007. We study the pace of its adoption by new private banks (NPBs) and state … banks suggests that neither bank size nor government ownership fully explains adoption patterns. Organizational culture …
Persistent link: https://www.econbiz.de/10012479645
pre-crisis data, in order to study the impact of government guarantees on bank performance during a crisis. Using bank … private sector bank branches in districts with greater exposure to state-owned banks experienced deposit withdrawals and … shortening of deposit maturity. In contrast, nearby vulnerable state-owned bank branches grew their deposit base and increased …
Persistent link: https://www.econbiz.de/10012480508
"A long-standing question in social science is to what extent differences in management cause differences in firm performance. To investigate this we ran a management field experiment on large Indian textile firms. We provided free consulting on modern management practices to a randomly chosen...
Persistent link: https://www.econbiz.de/10011394862
school and household inputs, and test its predictions in two very different low-income country settings - Zambia and India …
Persistent link: https://www.econbiz.de/10011394918
in India. We document large dispersion in rental rates, unused service capacity and delays in service provision. We then …
Persistent link: https://www.econbiz.de/10013477281
paper with an emphasis on differences by gender and differences across regions. Some comparisons between China and India and …
Persistent link: https://www.econbiz.de/10014337769
We use data from Reserve Bank of India to study the impact of India's Golden Quadrilateral (GQ) highway project on …
Persistent link: https://www.econbiz.de/10014337823
This article discusses son preference in India, including both greater investment in sons and the fertility preference …
Persistent link: https://www.econbiz.de/10014437014