, especially when the latter come from richer countries at intermediate levels of cultural proximity …

This paper conducts a systematic quantitative study of cultural convergence and divergence in the United States over … time. Using the General Social Survey (1972-2016), we assess whether cultural values have grown more or less heterogeneous … between-group heterogeneity is extremely small: the United States is very pluralistic in terms of cultural attitudes and …

national and subnational business cycles since 1980, this was not accompanied by cultural nor institutional convergence. Such …Employing a wide range of individual-level surveys, we study the extent of cultural and institutional heterogeneity … heterogeneity within member states themselves, or in well functioning federations such as the US, cultural diversity across EU …

navigating cultural and linguistic diversity sets Africans up for success in a globalized world …

This paper evaluates the extent of adverse selection in life insurance and annuities in international markets, for both … group and individual products. We also compare results with prior analyses of adverse selection in international annuity … in international insurance markets …