. The extent of post-merger restructuring activities and their cross-sectional variation do not support an empire building …

banks in individual EU countries help to explain the nature of cross-border merger activity. If they wish to protect …

The merger of Fleet and BankBoston in September 1999 resulted in a regional New England lending market in which only … one large, universal bank remained. We explore the extent to which that merger resulted in monopoly rents for the combined … merger, Fleet and BankBoston charged unusually low loan interest rates, reflecting their ability to realize economies of …

merge and post-merger value creation and synergies? We compile comprehensive information on U.S. bank acquisitions from 1986 …

activities that require the processing of soft information. We explore this idea in the context of bank lending to small firms … records. Moreover, controlling for the endogeneity of bank-firm matching, large banks lend at a greater distance, interact …

We examine the effects of bank merger and local market characteristics on local small business lending. Mergers … number of small firms. Post-merger activity supports banks expanding on their acquisition strategy decisions. The findings … one-size-fits-all policy solutions for bank mergers may not produce common local outcomes …

We investigate how communication within banks affects small business lending. Using travel time between a bank … evaluate the impact of within bank communication costs on small business loans. Consistent with Stein's (2002) model of the … transmission of soft information across a bank's hierarchies, we find that reducing headquarters-branch travel time boosts small …

effects from cross-border bank takeovers with those of cross-border lending by banks located overseas, which in most cases … show how endogenous markups (the net interest margin commonly used to proxy lending-to-deposit rate spreads) can increase …