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Dynamic Pricing Regulation and Welfare in Insurance Markets

Aizawa, Naoki; Ko, Ami - National Bureau of Economic Research - 2023

While the traditional role of insurers is to provide protection against idiosyncratic risks of individuals, insurers themselves face substantial uncertainties due to aggregate shocks. To prevent insurers from passing through aggregate risks to consumers, governments have increasingly adopted...

Persistent link: https://www.econbiz.de/10014226149

Effective Regulation and Firm Compliance : The Case of German Privacy Policies

Gambato, Jacopo; Ganglmair, Bernhard; Krämer, Julia K. - National Bureau of Economic Research - 2024

readability of privacy policies for a large sample of German firms. Germany has a system of state-level data protection …

Persistent link: https://www.econbiz.de/10015072855

The Dynamic Impact of Market Integration : Evidence from Renewable Energy Expansion in Chile

Gonzales, Luis E.; Ito, Koichiro; Reguant, Mar - National Bureau of Economic Research - 2022

Effective and economical expansion of renewable energy is one of the most urgent and important challenges of addressing climate change. However, many countries are facing a problem because existing network infrastructures (i.e., transmission networks) were not originally built to accommodate...

Persistent link: https://www.econbiz.de/10013210044

Optimal Urban Transportation Policy : Evidence from Chicago

Almagro, Milena; Barbieri, Felipe; Castillo, Juan Camilo; … - National Bureau of Economic Research - 2024

We characterize optimal urban transportation policies in the presence of congestion and environmental externalities and evaluate their welfare and distributional effects. We present a framework of a municipal government that implements different transportation equilibria through its choice of...

Persistent link: https://www.econbiz.de/10014512039

Electricity Retail Rate Design in a Decarbonized Economy : An Analysis of Time-Of-Use and Critical Peak Pricing

Schittekatte, Tim; Mallapragada, Dharik; Joskow, Paul L.; … - National Bureau of Economic Research - 2022

Currently, most U.S. electricity consumers pay a constant price per kWh consumed that accounts for most of their bill. Ongoing developments in the power system increase efficiency gains that can be made from exposing consumers to widely varying wholesale spot prices. Pure spot pricing is not...

Persistent link: https://www.econbiz.de/10013435122

The Efficiency of Dynamic Electricity Prices

Hinchberger, Andrew J.; Jacobsen, Mark R.; Knittel, … - National Bureau of Economic Research - 2024

The marginal cost of electricity fluctuates hour-by-hour, yet retail customers typically face flat prices. Using data from all seven US wholesale markets and a new method to evaluate alternative rates set in advance that accounts for equilibrium price effects, we estimate efficiency gains from...

Persistent link: https://www.econbiz.de/10015072936

From Russia with Love : The Impact of Relocated Firms on Incumbent Survival

Falck, Oliver - 2010

Germany was divided after World War II, many firms in the machine tool industry fled the Soviet occupied zone to prevent … expropriation. We show that the regional location decisions of these firms upon moving to western Germany were driven by non … effects are due to increased competition for local resources …

Persistent link: https://www.econbiz.de/10012462515

Strengthening State Capacity : Postal Reform and Innovation during the Gilded Age

Aneja, Abhay; Xu, Guo - National Bureau of Economic Research - 2022

We use newly digitized records from the U.S. Post Office to study how strengthening state capacity affects public service delivery and innovation in over 2,800 cities between 1875-1905. Exploiting the gradual expansion of a major civil service reform, cities with a reformed postal office...

Persistent link: https://www.econbiz.de/10013172151

Race, Segregation, and Postal Employment : New Evidence on Spatial Mismatch

Boustan, Leah Platt - 2007

The spatial mismatch hypothesis posits that employment decentralization isolated urban blacks from work opportunities. This paper focuses on one large employer that has remained in the central city over the twentieth century - the U.S. Postal Service. We find that blacks substitute towards...

Persistent link: https://www.econbiz.de/10012465186

Letter Grading Government Efficiency

Chong, Alberto - 2012

We mailed letters to non-existent business addresses in 159 countries (10 per country), and measured whether they come back to the return address in the US and how long it takes. About 60% of the letters were returned, taking over 6 months, on average. The results provide new objective...

Persistent link: https://www.econbiz.de/10012460391

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