-probability/high-impact risks, like floods, and whether past flood insurance purchases and flooding experience moderate the effect of defaults. Our … study uses a naturally occurring difference in experience, comparing the surveyed flood insurance choices of 1 …,187 homeowners, half of whom are in the Netherlands, where flood insurance penetration rates are low and recent flooding caused minor …

of living elsewhere. When a natural disaster or other exogenous shock forces individuals to move, the net impact on … Orleans-area residents prior to the storm. Evacuee outcomes show few if any relationships with host community characteristics …

flood risk beliefs. The model incorporates a Bayesian learning mechanism allowing agents to update their beliefs depending … on whether flood events occur. Second, to quantify these elements, we implement a door-to-door survey campaign in Rhode … Island. The results confirm significant heterogeneity in flood risk beliefs, and that selection into coastal homes is driven …

at the level of a couple and in the broader community. We observe a sustained fertility increase at the aggregate level … children in the disaster are significantly more likely to bear additional children after the tsunami. This response explains … important route to rebuilding the population in the aftermath of a mortality shock. Such community-level effects have received …

The impact of exposure to a major unanticipated natural disaster on the evolution of survivors' attitudes toward risk … tsunami-related exposures measured at the individual and community level. Apparently, tsunami survivors were inclined to … assume greater financial risk in the short-term while rebuilding their lives after the disaster …

the evolution of population well-being before and after a major natural disaster, the 2004 Indian Ocean tsunami. The …

This paper provides the first, comprehensive evidence on the question of whether the subsidized flood insurance rates … are needed to meet the affordability goal of the National Flood Insurance Program. We use IRS records at the zip code … the United States containing FEMA designated Special Flood Hazard Areas (SFHA). There are clear patterns of positive …

treatments respond to flood risk. We identify reactions to flood risk, distinctly from price effects due to flood damage, by … seaboard. We find that homes in high flood risk zones situated in towns that participate in public flood awareness activities …