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What Does a Deductible Do? The Impact of Cost-Sharing on Health Care Prices, Quantities, and Spending Dynamics
Brot-Goldberg, Zarek C. - 2015
Measuring consumer responsiveness to medical care prices is a central issue in health economics and a key ingredient in the optimal design and regulation of health insurance markets. We study consumer responsiveness to medical care prices, leveraging a natural experiment that occurred at a large...
Persistent link: https://www.econbiz.de/10012457037
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How Do Low-Income Enrollees in the Affordable Care Act Marketplaces Respond to Cost-Sharing?
Lavetti, Kurt J. - 2019
levels of health care spending, controlling for past health care use. We estimate the demand elasticity of total health care …
Persistent link: https://www.econbiz.de/10012480373
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Does High Cost-Sharing Slow the Long-term Growth Rate of Health Spending? Evidence from the States
Frean, Molly - 2018
diffusion if costly new technology …
Persistent link: https://www.econbiz.de/10012480808
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Free for Children? Patient Cost-sharing and Healthcare Utilization
Iizuka, Toshiaki - 2018
, indicating more elastic demand around a zero price. We also find that increased utilization primarily reflects low-value and …
Persistent link: https://www.econbiz.de/10012480957
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How Does Cost-Sharing Impact Spending Growth and Cost-Effective Treatments? Evidence from Deductibles
Lucarelli, Claudio - 2020
. Costly new technology, while often an improvement to existing care, has been identified as a principal driver of health care …
Persistent link: https://www.econbiz.de/10012482374
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Time Aggregation in Health Insurance Deductibles
Hong, Long; Mommaerts, Corina - National Bureau of Economic Research - 2021
implications of deductibles that reset over shorter timespans. We develop a model of insurance demand between two actuarially …
Persistent link: https://www.econbiz.de/10012482646
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The Health Costs of Cost-Sharing
Chandra, Amitabh; Flack, Evan; Obermeyer, Ziad - National Bureau of Economic Research - 2021
reductions in demand affect only 'low-value' drugs; on the contrary, those at the highest risk of heart attack and stroke, who … different from the price elasticity of demand …
Persistent link: https://www.econbiz.de/10012482655
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Free Distribution or Cost-Sharing? Evidence from a Malaria Prevention Experiment
Cohen, Jessica - 2008
, however, considerably dampen demand. We find that uptake drops by 75 percent when the price of ITNs increases from zero to $0 …
Persistent link: https://www.econbiz.de/10012464241
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Estimating Risk Preferences from Deductible Choice
Cohen, Alma - 2005
We use a large data set of deductible choices in auto insurance contracts to estimate the distribution of risk preferences in our sample. To do so, we develop a structural econometric model, which accounts for adverse selection by allowing for unobserved heterogeneity in both risk (probability...
Persistent link: https://www.econbiz.de/10012467219
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How Does Cost-Sharing Affect Drug Purchases? Insurance Regimes in the Private Market for Prescription Drugs
Dor, Avi - 2004
Insurance for prescription drugs is characterized by two types of cost-sharing: flat copayments and variable coinsurance. We develop a theoretical model to show that refill purchases of preventive drugs (compliance) are lower under coinsurance due to the consumer's exposure to variation in drug...
Persistent link: https://www.econbiz.de/10012467952