This paper sets forth a discussion framework for the information requirements of systemic financial regulation. It …

actions by bank owners to change management, contract with depositors to extend liability maturity structure, write off bad … assets, and/or inject capital affected bank survival and deposit retention. This historical episode is particularly …

public-interest view of regulation, not regulatory capture …

policy implications as they imply that the same regulation will have different effects on bank risk taking depending on the …, their ownership structures, and national bank regulations. We focus on conflicts between bank managers and owners over risk …, and show that bank risk taking varies positively with the comparative power of shareholders within the corporate …

may threaten financial stability by increasing bank failures and by increasing the incentives for banks to take on more … financial stability and strengthen the banking system is to adopt a system of structured bank capital requirements with early …

branching, which intensified bank competition and improved efficiency. Exploiting the cross-state, cross-time variation in the … timing of bank deregulation, we evaluate the impact of liberalizing intrastate branching restrictions on the distribution of …