activities, as well as access to education, financial means, and other endowments that prepare individuals for their …

-advising is likely to democratize access to financial services. Big data is likely to reduce the impact of negative prejudice in …

money interface. Using high frequency panel survey data and randomizing access and prices at the individual level, we find …

This paper provides evidence on the difficulty of expanding access to credit through large institutions. We use … highlight the difficulty of increasing financial access using large formal sector financial organizations …

We experimentally test the impact of expanding access to basic bank accounts in Uganda, Malawi, and Chile. Over two … expanding access to basic accounts are unlikely to improve welfare noticeably since impacts, even if present, are likely small …

inclusion: access (determined by a participation cost), depth (determined by a borrowing constraint), and intermediation … entrepreneur with access to credit) are amplified, while the impacts on the extensive margin (promoting credit access) are dampened … policy impacts. Multiple frictions are necessary to match the country-specific variables, e.g., credit access ratio, interest …