financial shocks. One consequence of this financial vulnerability is that many individuals use a portion of their retirement … before retirement (Argento, Bryant, and Sabelhaus 2015). We explore the practical considerations and challenges associated … with helping households accumulate liquid savings that can be deployed when urgent pre-retirement needs arise …

This paper investigates the relationship between pension coverage and the retirement behavior of older men. Pensions … retirement …

plans have spread. Previous research showed that defined benefit plans, with sharp incentives encouraging retirement after a … certain point, contributed to the striking postwar decline in American retirement ages. In this paper we find that the absence …

not even offer participants a life annuity option at retirement. Thus, individuals who wish to annuitize generally must do … retirement resources …

This paper provides an overview of the Swedish social security system and its impact on individual retirement behavior …

Proposed changes in the U.S. Social Security provisions include increasing the normal retirement age from 65 to 67 and … changing from 3% to 8% the increase in benefits for each year that retirement is delayed after normal retirement. The paper … force participation, but that changes in the firm plan - like increasing the early retirement age - would have very large …

The ongoing analysis of the effects of pension plan provisions on retirement is pursued in this paper. A primary … company, here using data from a second large company. The evidence confirms that changes in the retirement rates by age … correspond closely to provisions of the firm pension plan. There is essentially no difference in the retirement behavior of men …

The paper develops a model of retirement based on the option value of continuing to work. Continuing to work maintains … the option of retiring on more advantageous terms later. The model is used to estimate the effects on retirement of firm … remain with the firm until some age, often the early retirement age, and then a strong incentive to leave the firm thereafter …

This paper evaluates a new variant of the popular target date funds used in employer-based retirement savings plans. We … call this new variant a "target retirement plan." Instead of increasing the allocation to bond funds as retirement … approaches, a target retirement fund gradually purchases deferred life annuities beginning at age 50. In the particular straw …