public-interest view of regulation, not regulatory capture …

policy implications as they imply that the same regulation will have different effects on bank risk taking depending on the …, their ownership structures, and national bank regulations. We focus on conflicts between bank managers and owners over risk …, and show that bank risk taking varies positively with the comparative power of shareholders within the corporate …

may threaten financial stability by increasing bank failures and by increasing the incentives for banks to take on more … financial stability and strengthen the banking system is to adopt a system of structured bank capital requirements with early …

Bank payout policy is strongly affected by regulation and politics, especially for the largest banks. Banks, but not … industrial firms, have consistently lower payouts in times of high regulation uncertainty and under democratic presidents. After … the Global Financial Crisis, bank regulators' influence on payout policies of the largest banks increases sharply and …

next three months. A comprehensive bank-level database reveals the public responded to signals sent by regulators' actions …

A bank or other financial institution is potentially subject to at least four types of risk: (1) Credit risk …. This paper reports a study of the interest-rate elasticity of the net worth of a commercial bank. Most of the study is … devoted to the development of the necessary methodology to measure the interest-rate elasticity (IRE) of a bank's asset …

bank supervision and eventually produce banking crisis. For political reasons, most countries establish a regulatory … culture that embraces three economically contradictory elements: politically directed subsidies to selected bank borrowers …