Gibbs, Christa; Guttman-Kenney, Benedict; Lee, Donghoon; … - National Bureau of Economic Research - 2024
Since the 2000s, economists across fields have increasingly used consumer credit reporting data for research. We … introduce readers to the economics of and the institutional details of these data. Using examples from the literature, we … provide practical guidance on how to use these data to construct economic measures of borrowing, consumption, credit access …