Showing 1 - 10 of 1,465
total wealth of each household in the Health and Retirement Study by $67,000 in 1992 dollars, raising wealth from employer …By 1992, pensions and retiree health insurance represented one quarter of the wealth of families on the verge of … provided pension benefits per household by 150 percent in real terms. Changes in retiree health benefits, which have only about …
Persistent link: https://www.econbiz.de/10012471464
This paper documents the trends in the life-cycle profiles of net worth and housing equity between 1983 and 2004. The net worth of older households significantly increased during the housing boom of recent years. However, net worth grew by more than housing equity, in part because other assets...
Persistent link: https://www.econbiz.de/10012464953
This study estimates the magnitude of pension wealth and compares pension wealth to net worth for households in the … 1983 Survey of Consumer Finance (SCF). The SCF is the first data set to provide detailed information on both household … likely to be more accurate than the pension data used in previous studies. Pension wealth was estimated under two sets of …
Persistent link: https://www.econbiz.de/10012476628
Effects of the Great Recession varied with the household's initial wealth. Those who were in the highest wealth deciles … those falling in lower wealth deciles, they have yet to regain all the wealth they lost during the recession …Much of the decline in wealth over the 2006 to 2010 period was cushioned by wealth originating from Social Security and …
Persistent link: https://www.econbiz.de/10012458081
The strong link between health insurance and employment in the United States may cause workers to delay retirement until they become eligible for Medicare at age 65. However, some employers extend health insurance benefits to their retirees, and individuals who are eligible for such retiree...
Persistent link: https://www.econbiz.de/10012460954
distribution of retirement wealth and the expected utility of wealth at retirement. It considers both rules that allocate a … as the worker ages. The analysis simulates retirement wealth using asset returns that are drawn from the historical … return distribution. The results suggest that the distribution of retirement wealth associated with typical lifecycle …
Persistent link: https://www.econbiz.de/10012466697
This paper examines the role of employer provided health insurance in the retirement decisions of dual working couples. The near elderly have high-expected medical expenditures; therefore, availability of health insurance is an important factor in their retirement decisions. We determine if...
Persistent link: https://www.econbiz.de/10012466395
benefits on private savings. The Retirement History Survey combines survey evidence on the wealth of couples in their early … extended life cycle model as a theory of asset accumulation and indicate a substantial substitution of social security wealth … for private wealth accumulation …
Persistent link: https://www.econbiz.de/10012478660
compare pre-tax and post-tax wealth. The empirical analysis covers 1983-2016 based on the Survey of Consumer Finances for … conventional net worth, NW, and augmented wealth, AW, the sum of NW, pension wealth PW, and Social Security wealth SSW. Like TDAs … BV of wealth, including death benefits. While TDAs are still subject to income tax at withdrawal, other assets are valued …
Persistent link: https://www.econbiz.de/10012481522
We estimate the level and distribution of global household wealth. The levels of assets and debts for 39 countries are … lacking direct evidence. Data on the pattern of household distribution of wealth are assembled for 20 countries, which … measured using household balance sheet and survey data centred on the year 2000. The determinants of mean financial assets, non …
Persistent link: https://www.econbiz.de/10012463141