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Strategic Complementarities in a Dynamic Model of Technology Adoption : P2P Digital Payments
Alvarez, Fernando; Argente, David; Lippi, Francesco; … - National Bureau of Economic Research - 2023
This paper develops a dynamic model of technology adoption featuring strategic complementarities: the benefits of usage …'s problem. The model generates gradualism in adoption, as individuals optimally wait for others to adopt before doing so. We … apply the theory to the adoption of SINPE, an electronic peer-to-peer (P2P) payment app developed by the Central Bank of …
Persistent link: https://www.econbiz.de/10014287381
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Information, Technology Adoption and Productivity : The Role of Mobile Phones in Agriculture
Gupta, Apoorv - 2020
We study the effect of information on technology adoption and productivity in agriculture. Our empirical strategy … higher adoption of high yielding varieties of seeds and other complementary inputs, as well as higher increase in …
Persistent link: https://www.econbiz.de/10012481775
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Mobile Money, Interoperability, and Financial Inclusion
Brunnermeier, Markus Konrad; Limodio, Nicola; … - National Bureau of Economic Research - 2023
This paper investigates the tradeoff between competition and financial inclusion resulting from the vertical integration between mobile network and money operators. Joining newly assembled data on mobile money fees through the WayBack machine, with sources on network coverage and financials, we...
Persistent link: https://www.econbiz.de/10014372453
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GDPR and the Lost Generation of Innovative Apps
Janßen, Rebecca; Kesler, Reinhold; Kummer, Michael E.; … - National Bureau of Economic Research - 2022
Using data on 4.1 million apps at the Google Play Store from 2016 to 2019, we document that GDPR induced the exit of about a third of available apps; and in the quarters following implementation, entry of new apps fell by half. We estimate a structural model of demand and entry in the app...
Persistent link: https://www.econbiz.de/10013210056
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AI, Trade and Creative Destruction : A First Look
Trefler, Daniel; Sun, Ruiqi - National Bureau of Economic Research - 2022
Artificial Intelligence is a powerful new technology that will likely have large impacts on the size, direction and composition of international trade flows. Yet almost nothing is known empirically about this. One AI-enabled set of services that can be tracked resides in the palm of our hands:...
Persistent link: https://www.econbiz.de/10013191074
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The Impact of AI and Cross-Border Data Regulation on International Trade in Digital Services : A Large Language Model
Sun, Ruiqi; Trefler, Daniel - National Bureau of Economic Research - 2023
The rise of artificial intelligence (AI) and of cross-border restrictions on data flows has created a host of new questions and related policy dilemmas. This paper addresses two questions: How is digital service trade shaped by (1) AI algorithms and (2) by the interplay between AI algorithms and...
Persistent link: https://www.econbiz.de/10014437056
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Three Things about Mobile App Commissions
Gans, Joshua - National Bureau of Economic Research - 2024
Mobile app commissions paid by app developers to a monopolist device maker/app store operator are examined. Three results are demonstrated. First, unregulated app commissions are set at a level that maximises consumer surplus. Second, eliminating app commissions will lead to higher device...
Persistent link: https://www.econbiz.de/10014528379
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Addressing Biases that Impact Homeowners' Adoption of Solar Panels
Kunreuther, Howard; Polise, Anna; Spellmeyer, Quinlyn - National Bureau of Economic Research - 2021
Solar power is now economically competitive with fossil fuels in many countries, yet relatively few homeowners have installed solar panels on their property. A principal reason for this behavior stems from cognitive biases--such as myopia, inertia and herding--that cause consumers to avoid...
Persistent link: https://www.econbiz.de/10012510556
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Regulatory Approval and Expanded Market Size
Berger, Benjamin; Chandra, Amitabh; Garthwaite, Craig - National Bureau of Economic Research - 2021
Regulatory review of new medicines is often viewed as a hindrance to innovation by increasing the hurdle to bring products to market. However, a more complete accounting of regulation must also account for its potential market expanding effects through quality certification. We combine data on...
Persistent link: https://www.econbiz.de/10012585373
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Simulating Endogenous Global Automation
Benzell, Seth G.; Kotlikoff, Laurence J.; LaGarda, Guillermo - National Bureau of Economic Research - 2021
This paper develops a 17-region, 3-skill group, overlapping generations, computable general equilibrium model to evaluate the global consequences of automation. Automation, modeled as capital- and high-skill biased technological change, is endogenous with regions adopting new technologies when...
Persistent link: https://www.econbiz.de/10012629440