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The Relationship Dilemma : Organizational Culture and the Adoption of Credit Scoring Technology in Indian Banking

Mishra, Prachi - 2019

Credit scoring was introduced in India in 2007. We study the pace of its adoption by new private banks (NPBs) and state-owned or public sector banks (PSBs). NPBs adopt scoring quickly for all borrowers. PSBs adopt scoring quickly for new borrowers but not for existing borrowers. Instrumental...

Persistent link: https://www.econbiz.de/10012479645

A New Metric for Banking Integration in Europe

Gropp, Reint - 2009

taking place for retail banking. Data on cross-border retail bank flows, cross-border bank mergers and the law of one price … reveal no evidence of integration in retail banking. This paper shows that the previous tests of bank integration are weak in … role of an active market for corporate control and of competition in banking integration. European listed banks …

Persistent link: https://www.econbiz.de/10012463912

Behavioral Public Economics : Welfare and Policy Analysis with Non-Standard Decision-Makers

Bernheim, B. Douglas - 2005

This paper has two goals. First, we discuss several emerging approaches to applied welfare analysis under non-standard ("behavioral") assumptions concerning consumer choice. This provides a foundation for Behavioral Public Economics. Second, we illustrate applications of these approaches by...

Persistent link: https://www.econbiz.de/10012467161

Who Holds Sovereign Debt and Why It Matters

Fang, Xiang; Hardy, Bryan; Lewis, Karen K. - National Bureau of Economic Research - 2022

This paper studies the impact of investor composition on the sovereign debt market and the implied funding costs to borrowers. We construct an aggregate data set of sovereign debt holdings by foreign and domestic bank, non-bank private, and official investors for 95 countries over twenty years....

Persistent link: https://www.econbiz.de/10013210115

Is Investor Rationality Time Varying? Evidence from the Mutual Fund Industry

Glode, Vincent - 2009

We provide new empirical evidence suggesting that the marginal investor in mutual funds behaves differently across market conditions. If the marginal investor allocates capital across mutual funds rationally, then the relative performance of funds should be unpredictable. We find however that...

Persistent link: https://www.econbiz.de/10012463611

Shadow Banking and the Four Pillars of Traditional Financial Intermediation

Farhi, Emmanuel - 2017

Traditional banking is built on four pillars: SME lending, access to public liquidity, deposit insurance, and …. Ring fencing between regulated and shadow banking and the sharing of liquidity in centralized platforms are motivated by …

Persistent link: https://www.econbiz.de/10012453784

Uninformative Feedback and Risk Taking : Evidence from Retail Forex Trading

Ben-David, Itzhak - 2016

We document evidence consistent with retail day traders in the Forex market attributing random success to their own skill and, as a consequence, increasing risk taking. Although past performance does not predict future success for these traders, traders increase trade sizes, trade size...

Persistent link: https://www.econbiz.de/10012456529

Retail Financial Advice : Does One Size Fit All?

Foerster, Stephen - 2014

Using unique data on Canadian households, we assess the impact of financial advisors on their clients' portfolios. We find that advisors induce their clients to take more risk, thereby raising expected returns. On the other hand, we find limited evidence of customization: advisors direct clients...

Persistent link: https://www.econbiz.de/10012457954

International comparison of the financial system and regulations : special conference issue

Itō, Takatoshi (contributor); Ueda, Kazuo (contributor) - In: Journal of the Japanese and international economies : … 7 (1993) 4, pp. 323-465

Persistent link: https://www.econbiz.de/10001155346

Commercial bank activities in urban mortgage financing

Behrens, Carl F. - 1952

Persistent link: https://www.econbiz.de/10001906603

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