This paper examines retirement and related behavioral responses to policies that on average are actuarially neutral …. Many conventional models predict that actuarially neutral policies will not affect retirement behavior. In contrast, our … rewards does not balance the loss from foregone current benefits. Using data from the Health and Retirement Study, we find …

. CPS and Health and Retirement Study (HRS) data indicate a corresponding difference of 3 percentage points between 1998 and … 2004. Simulations with a structural retirement model suggest changes in Social Security rules between 1992 and 2004 … men ages 65 to 67. These rule changes encourage deferring retirement from long term jobs, returning to full time work …

Many organizations provide retirement planning seminars to their employees as a benefit to help them make better … informed retirement decisions.  This study examines the participants in 85 seminars conducted by five companies in 2008 and … 2009 to determine how much learning takes place and whether employees adjust retirement plans.  Using surveys conducted …

with qualified retirement plans affected plan distributions at TIAA-CREF, a large retirement services provider. Using panel … data on retirement plan participants at TIAA-CREF, we find that roughly one third of those who were affected by minimum … distributions to finance consumption. We supplement these results based on administrative record data on retirement plan …

Retirement Around the World. The first phase described the retirement incentives inherent in plan provisions and documented the … methodology to study retirement behavior used in the second phase to focus in particular on the effects of the DI programs. The …

the Current Population Survey and Health and Retirement Study, we employ a difference-in-differences strategy to compare …

This paper uses data from the Health and Retirement Study to examine the effects of the Great Recession on the wealth … held by the near retirement age population from 2006 to 2012. For the Early Boomer cohort (ages 51 to 56 in 2004), real … part of the story. The assets held by members of the cohort nearing retirement at the onset of the recession would normally …

This paper uses data from the Health and Retirement Study to investigate the effects of Social Security's Windfall … before retirement. Households affected by both WEP and GPO lose about one third of their benefit. Limiting the reduction in …