Showing 1 - 10 of 292
Many organizations provide retirement planning seminars to their employees as a benefit to help them make better … informed retirement decisions.  This study examines the participants in 85 seminars conducted by five companies in 2008 and … 2009 to determine how much learning takes place and whether employees adjust retirement plans.  Using surveys conducted …
Persistent link: https://www.econbiz.de/10010969279
We examine whether stronger age discrimination laws at the state level moderated the impact of the Great Recession on older workers. We use a difference-in-difference-in-differences strategy to compare older workers in states with stronger and weaker laws, to their younger counterparts, both...
Persistent link: https://www.econbiz.de/10010950721
with qualified retirement plans affected plan distributions at TIAA-CREF, a large retirement services provider. Using panel … data on retirement plan participants at TIAA-CREF, we find that roughly one third of those who were affected by minimum … distributions to finance consumption. We supplement these results based on administrative record data on retirement plan …
Persistent link: https://www.econbiz.de/10010950731
Retirement Around the World. The first phase described the retirement incentives inherent in plan provisions and documented the … methodology to study retirement behavior used in the second phase to focus in particular on the effects of the DI programs. The …
Persistent link: https://www.econbiz.de/10010950785
the Current Population Survey and Health and Retirement Study, we employ a difference-in-differences strategy to compare …
Persistent link: https://www.econbiz.de/10010951316
This paper uses data from the Health and Retirement Study to examine the effects of the Great Recession on the wealth … held by the near retirement age population from 2006 to 2012. For the Early Boomer cohort (ages 51 to 56 in 2004), real … part of the story. The assets held by members of the cohort nearing retirement at the onset of the recession would normally …
Persistent link: https://www.econbiz.de/10010951339
This paper uses data from the Health and Retirement Study to investigate the effects of Social Security's Windfall … before retirement. Households affected by both WEP and GPO lose about one third of their benefit. Limiting the reduction in …
Persistent link: https://www.econbiz.de/10010951402
pension benefits and DC balances for those approaching retirement, pensions account for more support in retirement than is …. Estimates from the Health and Retirement Study (HRS) for respondents in their early fifties suggest that pension wealth is about … Security. Our empirical analysis uses data from the Health and Retirement Study to examine the reasons for these differences in …
Persistent link: https://www.econbiz.de/10010951474
This paper incorporates two empirically-grounded insights into a dynamic life cycle portfolio choice model: the fact that investors forego the opportunity to accumulate job-specific skills when they spend time managing their own money, and the observation that efficiency in financial decision...
Persistent link: https://www.econbiz.de/10011210995
retirement, with about one in seven men and one in nine women ages 60 to 64 now enrolled in the program. This study explores how … financial incentives from Social Security and DI affect retirement decisions, using an option value approach. We find that … financial incentives have a significant effect on retirement, particularly for those in poor health or with low education, who …
Persistent link: https://www.econbiz.de/10011271381