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To Charge or Not to Charge: Evidence from a Health Products Experiment in Uganda

Karlan, Dean; Fischer, Greg; McConnell, Margaret; … - National Bureau of Economic Research (NBER) - 2014

In a field experiment in Uganda, we find that demand after a free distribution of three health products is lower than …

Persistent link: https://www.econbiz.de/10010950656

The Short-Run and Long-Run Effects of Behavioral Interventions: Experimental Evidence from Energy Conservation

Allcott, Hunt; Rogers, Todd - National Bureau of Economic Research (NBER) - 2012

We document three remarkable features of the Opower program, in which social comparison- based home energy reports are repeatedly mailed to more than six million households nationwide. First, initial reports cause high-frequency "action and backsliding," but these cycles attenuate over time....

Persistent link: https://www.econbiz.de/10010950892

The Endowment Effect

Ericson, Keith M. Marzilli; Fuster, Andreas - National Bureau of Economic Research (NBER) - 2013

The endowment effect is among the best known findings in behavioral economics, and has been used as evidence for theories of reference-dependent preferences and loss aversion. However, a recent literature has questioned the robustness of the effect in the laboratory, as well as its relevance in...

Persistent link: https://www.econbiz.de/10010950917

Medicaid Insurance in Old Age

De Nardi, Mariacristina; French, Eric; Jones, John Bailey - National Bureau of Economic Research (NBER) - 2013

structural model of savings and endogenous medical spending with heterogeneous agents, and use it to compute the distribution of … medical needs at old ages, and face the greatest consumption risk. Finally, our compensating differential calculations …

Persistent link: https://www.econbiz.de/10010951223

Time is Money: Life Cycle Rational Inertia and Delegation of Investment Management

Mitchell, Olivia; Kim, Hugh Hoikwang; Maurer, Raimond - National Bureau of Economic Research (NBER) - 2013

This paper incorporates two empirically-grounded insights into a dynamic life cycle portfolio choice model: the fact that investors forego the opportunity to accumulate job-specific skills when they spend time managing their own money, and the observation that efficiency in financial decision...

Persistent link: https://www.econbiz.de/10011210995

Government Policy and Labor Supply with Myopic or Targeted Savings Decisions

Kaplow, Louis - National Bureau of Economic Research (NBER) - 2015

A central justification for social insurance and for other policies aimed at retirement savings is that individuals may … consumption taxation and income-based transfer programs. For example, might myopic individuals, as a first approximation, view … payroll taxes and other withholding to fund retirement savings as akin to an income tax, while largely ignoring the distant …

Persistent link: https://www.econbiz.de/10011271390

Why Don't Lenders Renegotiate More Home Mortgages? Redefaults, Self-Cures and Securitization

Adelino, Manuel; Gerardi, Kristopher; Willen, Paul S. - National Bureau of Economic Research (NBER) - 2009

We document the fact that servicers have been reluctant to renegotiate mortgages since the foreclosure crisis started in 2007, having performed payment reducing modifications on only about 3 percent of seriously delinquent loans. We show that this reluctance does not result from securization:...

Persistent link: https://www.econbiz.de/10005079162

Salience and Taxation: Theory and Evidence

Chetty, Raj; Looney, Adam; Kroft, Kory - National Bureau of Economic Research (NBER) - 2007

posted prices) reduce aggregate alcohol consumption significantly more than increases in sales taxes (which are added at the …

Persistent link: https://www.econbiz.de/10005084982

To Leave or Not To Leave: The Distribution of Bequest Motives

Kopczuk, Wojciech; Lupton, Joseph - National Bureau of Economic Research (NBER) - 2005

economically significant. On average, households with a bequest motive spend about 25 percent less on consumption expenditures. We …

Persistent link: https://www.econbiz.de/10005087474

Denial of Death and Economic Behavior

Kopczuk, Wojciech; Slemrod, Joel - National Bureau of Economic Research (NBER) - 2005

We model denial of death and its effect on economic behavior. Attempts to reduce death anxiety and the possibility of denial of mortality-relevant information interact with intertemporal choices and may lead to time-inconsistent behavior and other "behavioral" phenomena. In the model, repression...

Persistent link: https://www.econbiz.de/10005087485