Oregon's Public Employees Retirement System (PERS) is a rich setting in which to study the effect of pension design on … employer costs and employee retirement-timing decisions. PERS pays retirees the maximum benefit calculated using three formulas … employer's perspective, we show that this "maximum benefit" calculation is costly. Average ex post retirement benefits are 54 …

Many organizations provide retirement planning seminars to their employees as a benefit to help them make better … informed retirement decisions.  This study examines the participants in 85 seminars conducted by five companies in 2008 and … 2009 to determine how much learning takes place and whether employees adjust retirement plans.  Using surveys conducted …

We examine the ill-health retirement of police officers in the forces of England and Wales between 2002-03 and 2009 …-10. Differences in ill-health retirement rates across forces are statistically related to area-specific stresses of policing and force …-health retirement from central government to local police authorities - occurred in the mid-2000s. We show these measures impacted on …

Early retirement incentives (ERIs) are increasingly prevalent in education as districts seek to close budget gaps by …

with qualified retirement plans affected plan distributions at TIAA-CREF, a large retirement services provider. Using panel … data on retirement plan participants at TIAA-CREF, we find that roughly one third of those who were affected by minimum … distributions to finance consumption. We supplement these results based on administrative record data on retirement plan …

Retirement Around the World. The first phase described the retirement incentives inherent in plan provisions and documented the … methodology to study retirement behavior used in the second phase to focus in particular on the effects of the DI programs. The …

This paper examines the impact of exposure to higher unemployment rates in the pre-retirement years on subsequent …

willing to pay 20 cents on average for a dollar increase in the present value of expected retirement benefits. The findings …