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Do Insurers Risk-Select Against Each Other? Evidence from Medicaid and Implications for Health Reform
Kuziemko, Ilyana; Meckel, Katherine; Rossin-Slater, Maya - National Bureau of Economic Research (NBER) - 2013
Increasingly in U.S. public insurance programs, the state finances and regulates competing, capitated private health plans but does not itself directly insure beneficiaries through a public fee-for-service (FFS) plan. We develop a simple model of risk-selection in such settings. Capitation...
Persistent link: https://www.econbiz.de/10010950876
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Saving Teens: Using a Policy Discontinuity to Estimate the Effects of Medicaid Eligibility
Meyer, Bruce D.; Wherry, Laura R. - National Bureau of Economic Research (NBER) - 2012
This paper uses a policy discontinuity to identify the immediate and long-term effects of public health insurance coverage during childhood. Our identification strategy exploits a unique feature of several early Medicaid expansions that extended eligibility only to children born after September...
Persistent link: https://www.econbiz.de/10010796610
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Insurance Markets for the Elderly
Fang, Hanming - National Bureau of Economic Research (NBER) - 2014
We describe the risks faced by the ageing population and survey the corresponding insurance markets for these risks. We focus on income risk, health expenditure risk, long-term care expenditure risk and mortality risk. We also discuss the interactions between social insurance and private...
Persistent link: https://www.econbiz.de/10010950891
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Health Insurance Reform: The Impact of a Medicare Buy-In
Hansen, Gary; Hsu, Minchung; Lee, Junsang - National Bureau of Economic Research (NBER) - 2012
The steady state general equilibrium and welfare consequences of health insurance reform are evaluated in a calibrated life-cycle economy with incomplete markets and endogenous labor supply. Individuals face uncertainty each period about their future health status, medical expenditures, labor...
Persistent link: https://www.econbiz.de/10010951066
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The Effect of Child Health Insurance Access on Schooling: Evidence from Public Insurance Expansions
Cohodes, Sarah; Grossman, Daniel; Kleiner, Samuel; … - National Bureau of Economic Research (NBER) - 2014
Public health insurance programs comprise a large share of federal and state government expenditures. Although a sizable literature analyzes the effects of these programs on health care utilization and health outcomes, little prior work has examined the long-term effects and resultant health...
Persistent link: https://www.econbiz.de/10010951098
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Social Impact Bonds in Nonprofit Health Care: New Product or New Package?
Pauly, Mark; Swanson, Ashley - National Bureau of Economic Research (NBER) - 2013
This note considers a relatively new form of financing for social services, the "Social Impact Bond." Proponents of Social Impact Bonds argue that they present a solution to several problems in funding social services, including performance measurement and the distribution of risk. Using a...
Persistent link: https://www.econbiz.de/10010951420
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Political Polarization, Anticipated Health Insurance Uptake and Individual Mandate: A view from the Washington State
Basu, Anirban; Coe, Norma B.; Grembowski, David E.; … - National Bureau of Economic Research (NBER) - 2014
chances that the uninsured would enroll and the extent to which individual mandate may influence these choices. A … on one hand and their political views on the other. Overall, compared to the insured population in 2013, uninsured are … the uninsured. However, the individual mandate effect is found to be negligible (OR: 1.1, 95%CI: 0.50, 2.8) for the …
Persistent link: https://www.econbiz.de/10010960440
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Bankruptcy as Implicit Health Insurance
Mahoney, Neale - National Bureau of Economic Research (NBER) - 2012
cross-state and within-state variation in asset exemption law, I show that uninsured households with greater seizable assets …
Persistent link: https://www.econbiz.de/10011271398
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The Unsustainable Rise of the Disability Rolls in the United States: Causes, Consequences, and Policy Options
Autor, David - National Bureau of Economic Research (NBER) - 2011
Two ailments limit the effectiveness and threaten the long-term viability of the U.S. Social Security Disability Insurance program (SSDI). First, the program is ineffective in assisting the vast majority of workers with less severe disabilities to reach their employment potential or earn their...
Persistent link: https://www.econbiz.de/10009395464
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The Effect of U.S. Health Insurance Expansions on Medical Innovation
Clemens, Jeffrey - National Bureau of Economic Research (NBER) - 2013
I study the channels through which health insurance influences medical innovation. Following Medicare and Medicaid's passage, I find that U.S.-based medical-equipment patenting rose by 40 to 50 percent relative to both other U.S. patenting and foreign medical-equipment patenting. Within the...
Persistent link: https://www.econbiz.de/10010723396