annuitize a fraction of their wealth increases annuitization relative to a situation where annuitization is an "all or nothing …

accounts as the dominant retirement savings vehicle, and these accounts make up an increasing proportion of overall wealth. In …The wealth gap has reached record highs. At the same time there has been substantial proliferation of 401(k) savings … options. Together these differences substantially impact the level of 401(k) balances accumulated and therefore overall wealth …

considered: total wealth; an annualized measure of AIME; the wealth value of pensions; and a measure of average indexed lifetime … W2 earnings. The empirical analysis is based on data from the Health and Retirement Study. These means tests would …

This paper uses data from the Health and Retirement Study to examine the effects of the Great Recession on the wealth … held by the near retirement age population from 2006 to 2012. For the Early Boomer cohort (ages 51 to 56 in 2004), real … wealth in 2012 remained 3.6 percent below its 2006 value. This is a modest decline considering the fall in asset values …

This paper uses data from the Health and Retirement Study to investigate the effects of Social Security's Windfall … Security benefits is reduced by roughly one fifth. This amounts to five to six percent of the total wealth they accumulate … before retirement. Households affected by both WEP and GPO lose about one third of their benefit. Limiting the reduction in …

. Estimates from the Health and Retirement Study (HRS) for respondents in their early fifties suggest that pension wealth is about … wealth "disappears" at retirement because respondents change their pension into other forms that are not counted as pension …A review of the literature suggests that when pension values are measured by the wealth equivalent of promised DB …

"Great Recession" has affected the wealth and retirement of those in the population who were just approaching retirement age … at the beginning of the recession, a potentially vulnerable segment of the working age population. The retirement wealth … population nearing retirement age have experienced multiple adverse events. Although most of the loss in wealth is due to a fall …