Showing 1 - 10 of 292
Many organizations provide retirement planning seminars to their employees as a benefit to help them make better informed retirement decisions.  This study examines the participants in 85 seminars conducted by five companies in 2008 and 2009 to determine how much learning takes place and...
Persistent link: https://www.econbiz.de/10010969279
We examine whether stronger age discrimination laws at the state level moderated the impact of the Great Recession on older workers. We use a difference-in-difference-in-differences strategy to compare older workers in states with stronger and weaker laws, to their younger counterparts, both...
Persistent link: https://www.econbiz.de/10010950721
This paper investigates how the 2009 one-time suspension of the Required Minimum Distribution (RMD) rules associated with qualified retirement plans affected plan distributions at TIAA-CREF, a large retirement services provider. Using panel data on retirement plan participants at TIAA-CREF, we...
Persistent link: https://www.econbiz.de/10010950731
the labor force participation of younger persons in twelve countries. We found no evidence that increasing the employment … of older persons will reduce the employment opportunities of youth and no evidence that increasing the employment of …, Employment, and Disability Insurance Participation and Reforms" was intended to set the stage for this current phase. This sixth …
Persistent link: https://www.econbiz.de/10010950785
Measuring the overall impact of public health insurance receipt is important in an era of increased access to publicly-provided and subsidized insurance. Although government expansion of health insurance to older workers leads to labor supply reductions for recipients, there may be spillover...
Persistent link: https://www.econbiz.de/10010951316
This paper uses data from the Health and Retirement Study to examine the effects of the Great Recession on the wealth held by the near retirement age population from 2006 to 2012. For the Early Boomer cohort (ages 51 to 56 in 2004), real wealth in 2012 remained 3.6 percent below its 2006 value....
Persistent link: https://www.econbiz.de/10010951339
worked in uncovered government employment where they also earned a pension. Unlike previous studies, we take explicit account … the Social Security benefit to half the size of the pension from uncovered employment reduces the penalty from WEP for …
Persistent link: https://www.econbiz.de/10010951402
A review of the literature suggests that when pension values are measured by the wealth equivalent of promised DB pension benefits and DC balances for those approaching retirement, pensions account for more support in retirement than is suggested when their contribution is measured by incomes...
Persistent link: https://www.econbiz.de/10010951474
This paper incorporates two empirically-grounded insights into a dynamic life cycle portfolio choice model: the fact that investors forego the opportunity to accumulate job-specific skills when they spend time managing their own money, and the observation that efficiency in financial decision...
Persistent link: https://www.econbiz.de/10011210995
A rising share of older workers in the U.S. make use of the Disability Insurance (DI) program in their transition to retirement, with about one in seven men and one in nine women ages 60 to 64 now enrolled in the program. This study explores how financial incentives from Social Security and DI...
Persistent link: https://www.econbiz.de/10011271381