Technological change and financial deregulation have dramatically globalised financial markets. Financial firms have developed innovative financial instruments, such as swaps and derivatives, to meet the often different global demand of investors and borrowers and have organised themselves to...

Using original data collected from governments around the globe, the Consumer Finance Risk Monitor analyses the constantly evolving issues and risks facing consumers of financial products and services. It examines consumer harms and complaints in five product markets (banking and payments,...

This paper was prepared as a background note for a discussion held at the OECD in October 2015 on disruptive innovation in the financial sector. It examines selected innovations, with a particular view to enhancing competition authority and policymaker awareness of new and developing competitive...