Technological change and financial deregulation have dramatically globalised financial markets. Financial firms have developed innovative financial instruments, such as swaps and derivatives, to meet the often different global demand of investors and borrowers and have organised themselves to...

Earthquakes and other natural disasters are unpredictable, and often deadly. In developed and developing countries alike, the cost in human life and infrastructure is very high. The danger to schools is of particular concern, given the concentration of young people attending them, and schools'...