Interest spread of the Pakistan’s banking industry has been on the rise for the last two years. The increase in … interest spread discourages savings and investments on the one hand, and raises concerns on the effectiveness of bank lending … channel of monetary policy on the other. This study examines the determinants of interest spread in Pakistan using panel data …

, which is an important concern of the State Bank of Pakistan (SBP). So the best policy option for SBP is to encourage mergers … commercial banks operating in Pakistan using balance panel data for 29 banks. As banking sector efficiency is considered as a … between the domestic and foreign banks and big banks. Our results indicate that the domestic banks operating in Pakistan are …