This paper examines the extent of asset accumulation and saving of the households from the credit they obtained from community-oriented financial intermediaries (COFIs and other financial sources. In the process, this paper also investigates how the government can assist in asset development,...

A subset of the informal financial institutions that has been recently used as lending conduits of special credit programs is the credit union system. However, they often face some resource constraints which prevent them from satisfying the credit demands of their members on time. Access to...