Less developed countries are usually characterized by a dualistic financial system: the formal and informal credit system. One form of the latter is the Cooperative Credit Union (CCU), which at present finds shelter in the private and government offices as well as in public markets. Analysis...

To provide an adequate understanding of what a credit cooperative is, in terms of operations and policies, financial performance and membership, this paper determines the effectiveness of credit cooperatives in meeting the needs of their members and where applicable, suggests ways and means to...

The Philippine credit cooperatives have grown in financial resources and membership over the last three decades. These cooperatives are self-reliant and self-sustaining. This paper is an attempt to assess the importance and potential impact of any further sectoral development and to identify...

One of the important weapons the government has used to alleviate poverty is its credit policy aimed to mitigate destitution among small farm households. However, its intended recipients have not properly received the effort. Convinced that credit availability can be sustained to achieve poverty...