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Who Feels Constrained by High Debt Burdens? – Subjective vs. Objective Measures of Household Indebtedness

Keese, Matthias - Rheinisch-Westfälisches Institut für … - 2010

This paper analyzes diff erences in self-assessed debt burdens of German households confronted with an objective debt burden. Using data from the German Socio- Economic Panel, my econometric analysis shows that a household’s subjective debt burden is not only infl uenced by the current...

Persistent link: https://www.econbiz.de/10008518181

Actuarial Adjustments, Retirement Behaviour and Worker Heterogeneity

Giesecke, Matthias - Rheinisch-Westfälisches Institut für … - 2014

retirement. The analysis is conducted on administrative data from social security records and on survey data in a comparative … average retirement is postponed by five months due to financial incentives via actuarial adjustments. However, this response … is about 40 per cent lower for manual workers compared to non-manual workers which indicates that their retirement income …

Persistent link: https://www.econbiz.de/10010814381

The Eff ect of Saving Subsidies on Household Saving – Evidence from Germanys

Corneo, Giacomo; Keese, Matthias; Schröder, Carsten - Rheinisch-Westfälisches Institut für … - 2010

Since 2002 the German government seeks to stimulate private retirement savings by means of special allowances and tax …

Persistent link: https://www.econbiz.de/10008518182

Inequality of Opportunity in Retirement Age – The Role of Physical Job Demands

Giesecke, Matthias; Okoampah, Sarah - Rheinisch-Westfälisches Institut für … - 2014

We quantify differences in the retirement age between manual and non-manual workers and evaluate these differences in … childhood transmits through physical demands of occupations on retirement ages. Individual retrospective data from the German … suggest that retirement ages differ substantially between manual and non-manual workers. To elaborate how such differences are …

Persistent link: https://www.econbiz.de/10010814383

Bridge Unemployment in Germany: Response in Labour Supply to an Increased Early Retirement Age

Giesecke, Matthias; Kind, Michael - Rheinisch-Westfälisches Institut für … - 2013

This study examines an increase in the early retirement age from 60 to 63 for the group of older unemployed men in … Germany. As consequence of this policy reform, the time to retirement is increased from the perspective of recently unemployed … risk of leaving the state unemployment into employment or into early retirement due to exceptional rules. We find a …

Persistent link: https://www.econbiz.de/10010635313

Broke, Ill, and Obese: The Effect of Household Debt on Health

Keese, Matthias; Schmitz, Hendrik - Rheinisch-Westfälisches Institut für … - 2010

We analyze the effect of household indebtedness on different health outcomes using data from the German Socio-Economic Panel from 1999–2009. To establish a causal effect, we rely on (a) fixed-eff ects methods, (b) a subsample of constantly employed individuals, and (c) lagged debt variables to...

Persistent link: https://www.econbiz.de/10009018046

Triggers and Determinants of Severe Household Indebtedness in Germany

Keese, Matthias - Rheinisch-Westfälisches Institut für … - 2009

Overindebted private households have created economic and political concern. Using measures of relative (over-) indebtedness which relate household income and debt services to different concepts of subsistence levels, this paper investigates whether severe household indebtedness is driven by...

Persistent link: https://www.econbiz.de/10008509377

Thrifty Wives and Lavish Husbands? – Bargaining Power and Financial Dicisions in Germany

Keese, Matthias - Rheinisch-Westfälisches Institut für … - 2011

retirement period, increased female bargaining power could lead to higher savings and wealth accumulation. In contrast, a …

Persistent link: https://www.econbiz.de/10009018918

The Intensive and Extensive Margin of European Labour Supply

Kröger, Hanna; Schaffner, Sandra - Rheinisch-Westfälisches Institut für … - 2011

Labour supply is determined by two factors: the participation of workers in the labour market (extensive margin), and the number of hours supplied by those working (intensive margin). Based on the European Union Labour Force Survey (EU-LFS), we analyse which margin is more decisive in...

Persistent link: https://www.econbiz.de/10009385733

Distributional Changes in the Gender Wage Gap

Kassenböhmer, Sonja C.; Sinning, Mathias - Rheinisch-Westfälisches Institut für … - 2010

This paper analyzes changes in wage differentials between white men and white women over the period 1993–2006 across the entire wage distribution using Panel Study of Income Dynamics (PSID) data. We decompose distributional changes in the gender wage gap to assess the contribution of observed...

Persistent link: https://www.econbiz.de/10008691992