This paper contributes to the debate on the effect of capital requirements on bank efficiency. We study the relation … between capital ratio and bank efficiency for Chinese banks over the period 2004-2009, taking advantage of the profound … size of which depends to an extent on the bank’s ownership type. Our results therefore suggest that capital requirements …

during the crisis, its efficiency in curbing bank risk-taking was rather low. …

profitability, asset diversification and liquidity risk, but negatively influenced by bank market power. Capital ratios typically co …

present on the borrowers’ side; it is estimated that about half of state-owned commercial bank lending still goes to state …

This paper examines how the introduction of deposit insurance influences the relationship between bank capital and …, Russia, provides a natural experiment to investigate this issue. We study three alternative measures of bank liquidity … insurance scheme exerts a limited impact on the relationship between bank capital and liquidity creation and does not change the …

This paper introduces the “Excessive Liquidity Creation Hypothesis,” whereby a rise in a bank’s core liquidity creation … activity increases its probability of failure. Russia experienced many bank failures over the past decade, making it an ideal … that excessive liquidity creation significantly increased the probability of bank failure during our observation period …

This paper investigates the effects of focus versus diversification on bank performance using data on Chinese banks … bank managers and regulators in China as well as in other emerging economies. …