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"The authors (1) present new indicators of banking sector penetration across 99 countries based on a survey of bank … regulatory authorities, (2) show that these indicators predict household and firm use of banking services, (3) explore the … countries, and (4) relate these banking outreach indicators to measures of firms' financing constraints. In particular, they …
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"Beck, Cull, and Jerome assess the effect of privatization on performance in a panel of Nigerian banks for the period 1990--2001. They find evidence of performance improvement in nine banks that were privatized, which is remarkable given the inhospitable environment for true financial...
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