of Basel II on the efficiency of bank lending. We consider competitive credit markets where entrepreneurs may apply for … the cyclicality of bank lending over the business cycle. …

We show how banks’ excessive risk-taking, stemming from informational asymmetries in loan markets, can lead to an …

The NSFR regulation reduces banks’ liquidity risks by encouraging the use of deposit funding. Deposit money is created … by lending, but the requirement restricts possibilities to grant loans. This contradiction may be destabilising if there …

novel test specification which is informative of many types of pro-cyclicality. The analysis of representative samples of … increased. A reduction in the idiosyncratic variance of limits suggest that banks have become more consistent in their credit …

banks that are in trouble through prompt corrective action and if necessary resolving them if their net worth falls to zero …

of the relative health of community banks on economic growth and investigating potential transmission mechanisms for … market shares and higher efficiency rankings for small, private, domestically owned banks are associated with better economic … performance, and that the marginal benefits of larger shares are greater when the banks are more efficient. Only mixed support is …

This paper tests for the presence of a credit channel (particularly a bank-lending sub-channel) for monetary policy in … with the existence of a broad credit channel, whereas the bank-lending channel seems to be operational only under certain … suggests the existence of a clear relationship between the presence of a credit (bank lending) channel, the efficiency level of …