banks that are in trouble through prompt corrective action and if necessary resolving them if their net worth falls to zero …

effects from state-owned banks. … of the relative health of community banks on economic growth and investigating potential transmission mechanisms for … market shares and higher efficiency rankings for small, private, domestically owned banks are associated with better economic …

In this paper, I develop a model that addresses the links between banks’ liquidity outlook and their incentives to take … credit risk. Assuming that both bank-specific liquidity shocks and credit losses are necessary to provoke bank runs, the … model predicts that a bank’s incentives to mitigate its credit risk by screening decrease if the probability of a bank …

regulatory changes are likely to affect banks' business models, and regulations on banks' structure would interfere with business …

banks lend more to small businesses than do large domestic banks and foreign-owned banks, even when controlling for the … financial situation of the cooperative banks. Additionally, our results suggest that cooperative banks provide loans to small … businesses at lower costs than foreign-owned banks or large domestic banks. Finally, we show that small and medium-sized firms …

disciplining banks. Under our proposal, investors buy the subdebt of a bank only if they receive favourable information about the … bank, and the bank is subject to a regulatory examination if it fails to issue subdebt. By forcing banks to be examined … when they are likely weak, subdebt regulation not only reduces the chance that managers of distressed banks can take value …

We aim to assess how accurately accounting and stock market indicators predict rating changes for Asian banks. We … indicators but are more effective in predicting upgrades than downgrades, especially for large banks. Moreover, early indicators … are only significant in predicting rating changes for banks that are more focused on traditional banking activities such …