This paper evaluates bank exit regimes in selected financial centres using econometric methods. The focus is on bank … exit regimes applicable to commercial banks in New York, London, Frankfurt, Helsinki and Tokyo in 1998–2002. Bank exit … regimes are studied from the perspective of bank creditors and bank shareholders. In order to apply econometric methods, the …

designing a relationship-lending model in which a bank operates as a financial intermediary and centralised monitor. In the … absence of deposit insurance, the bank’s limited liability option creates an incentive problem between the bank and its …, the bank must signal its safety to depositors by maintaining the equity ratio held. The optimal equity ratio is dynamic …

. Most of these were carried out using the payment and settlement system simulator BoF-PSS2 provided by the Bank of Finland …. The preliminary versions were presented at the annual simulator seminars arranged by the Bank in 2007 and 2008. The main …

techniques. Most have been carried out using the payment and settlement system simulator BoF-PSS2 provided by the Bank of Finland …. The preliminary versions were presented at the annual simulator seminars arranged by the Bank in 2005 and 2006. The main …

customer of the larger bank uses mainly intrabank payment services; these services are assumed to be of high quality. This … creates a so-called network externality, meaning that many customers prefer to use the large bank for quality reasons. The … development of interbank payment systems reduces the significance of this factor and hence benefits the small bank. A big bank has …

The 5th joint SUERF/Bank of Finland joint conference was held in Helsinki on 13 June 2013. The general theme of the …

In this paper, by employing a novel approach, we study the relationship between bank type and small-business lending in … a post-transition country. Using a unique dataset on bank branches and firm-level data, we find that local cooperative … domestic banks. Our results are important from a policy perspective, as they show that foreign bank entry and industry …