The 5th joint SUERF/Bank of Finland joint conference was held in Helsinki on 13 June 2013. The general theme of the …

bank suffices for unexpected losses with a 95%-99% probability. This translates into an expected bank failure rate as high … as once in twenty years. Even if the bank's interest income is incorporated into our model, the expected failure rate is …

, as well as an enhanced framework for bank regulation, supervision, and resolution that could mitigate the need to change …

Recently, banking literature has had a quest for appropriate pricing of bank loans under the new Basel II rules and has … price bank’s corporate loans, aiming at making bank managers aware of the creation/destruction of shareholder value. We show …

owners can increase Chinese bank efficiency. These findings suggest that minority foreign ownership of the big four is likely …

relationship between retail payment business and overall bank performance. Using data from across 27 European markets over the … period 2000–2007, we analyse whether the provisions of retail payment services are reflected in improved bank performance … adoption of retail payment transaction technologies. Retail payment transaction technology can itself also improve bank …

We study the effects on credit allocation and bank stability of introducing a leverage ratio requirement (LRR) on top … current 3% LRR might even reduce bank stability, counter to regulatory intentions. This is because the allocational effect … caused by the LRR, which makes bank loan portfolios more alike, may turn beneficial risk spreading into harmful risk …