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Separating Moral Hazard from Adverse Selection in Automobile Insurance : Longitudinal Evidence from France

Dionne, G.; Michaud, P.C.; Dahchour, M. - Tilburg University, Center for Economic Research - 2004

This paper uses longitudinal data to perform tests of asymmetric information in the French automobile insurance market for the 1995-1997 period.This market is characterized by the presence of a regulated experience-rating scheme (bonusmalus).We demonstrate that the result of the test depends...

Persistent link: https://www.econbiz.de/10011090444

Competition and Innovation : Pushing Productivity Up or Down?

Brouwer, Erik; van der Wiel, H.P. - Tilburg University, Center for Economic Research - 2010

This paper examines the relationship between competition, innovation and productivity for the Netherlands. We use … innovation data from Community Innovation Survey with accounting data to link innovative activities with performance at the … through more innovation. Nonetheless, there exists an inverted U- curve between competition and innovation for the Netherlands …

Persistent link: https://www.econbiz.de/10011090737