Showing 1 - 10 of 14
How do banks react to increased interbank competition?Recent banking theory offers conflicting predictions about the …
Persistent link: https://www.econbiz.de/10011090384
Abstract: This paper offers a possible explanation for the conflicting results in the literature concerning the empirical relation between collateral and loan risk. We posit that certain economic characteristics of collateral may be associated with the empirical dominance of different...
Persistent link: https://www.econbiz.de/10011090718
structure of loan returns can have signi.cant in.uence on the cost of issuing equity since it a.ects the variance of a banks …
Persistent link: https://www.econbiz.de/10011090808
allocation in emerging markets. We investigate the impact of the mode of foreign entry (greenfield or takeover) on banks …
Persistent link: https://www.econbiz.de/10011091073
and more use of ratings of the reliability of Russian banks, i.e., their ability to meet interest and repayment … for the agency ratings.We find that agency and expert ratings of virtual banks are largely in line with each other, but … expert ratings.Moreover, we find some surprising differences between expert ratings of real banks and expert ratings of …
Persistent link: https://www.econbiz.de/10011091431
We consider a situation in which a group of banks consider connecting their Automated TellerMachines (ATMs) in a … network, so that the banks customers may use ATMs of any bank in the network.The problem studied is that of allocating the … total transaction costs arising in the network, among the participating banks.The situation is modeled as a cooperative game …
Persistent link: https://www.econbiz.de/10011091439
In this paper we use credit rating data from two Swedish banks to elicit evidence on these banks’ loan monitoring … the Swedish credit bureau. We test the banks’ abilility to forecast the credit bureau’s ratings and vice versa. We show … that one of the banks has a superior predictive ability relative to the credit bureau. This is evidence that bank credit …
Persistent link: https://www.econbiz.de/10011091685
of institutions - banks and non-bank financial institutions - have a (significantly different) impact on local economic …
Persistent link: https://www.econbiz.de/10011091707
firms.We study the effect on loan conditions of geographical distance between firms, the lending bank, and all other banks … with the distance between the firm and competing banks.The effect of distance on the loan rate is statistically significant …
Persistent link: https://www.econbiz.de/10011091782
We propose a new method for measuring the quality of banks credit portfolios. This method makes use of information …
Persistent link: https://www.econbiz.de/10011091849