reinvestment. While most informal savings practices do not imply a lower likelihood of entrepreneurial reinvestment when compared … with formal savings practices, we find a significantly negative effect of saving within the household on the likelihood of …

Are retirement savings sufficient to finance a good pension income? This highly uncertain and subjective dimension of … replacement rates are systematically higher than the American rates - the perceived savings adequacy is more or less the same … across Dutch and American workers. Moreover, individuals’ perceived savings adequacy was found to be influenced by the three …

Since the early nineties, the Dutch tax system allows for a tax-favored form of risk free savings through employer …-sponsored savings plans (ESSPs).Under some conditions and up to a certain amount, the contributions to this plan are tax-deductible, and ….It suggests that those who have access to this type of savings should participate in them, provided they have some financial …

We analyze the effect of health cost risk on optimal annuity demand and consumption/savings decisions. Many retirees …

savings decisions and decisions in the health domain. Choices in both domains have long-term consequences and therefore …