able to take into account consumption dynamics. In the model, households derive utility from consumption, and they relate … their purchase behavior to consumption planning. We illustrate our model for yogurt purchases, and show that our model …

paper we study the effect of this developmenton the demand for second mortgages and on the savings of Dutch households. We …) the savings of renters that may be considered as would-beowners. We find a significant effect of home equity on the demand … for second mortgages.Savings of homeowners decrease when house prices accelerate. We find no evidence that inc …

consumption. The health cost increases with wealth and the degree of unhealthiness, leading wealthier individuals to consume more …This discussion paper resulted in the publication 'Wealth and Health Behavior: Testing the Concept of a Health Cost … phenomenon by developing a theory of health behavior, and exploiting both lottery winnings and inheritances to test the theory …

areinfluenced by the inventory process. In this paper we thereforeput forward a model for consumption, where we rely on … establishedeconomic theory. We incorporate this model in a model forpurchase behavior. Our consumption specification, which isderived from … consumption process. …

certicates among users are limited: The consumption of broad bracketing consumers is unaffected and narrow bracketing consumers …

-period model how the effect of risk on savings depends not only on preferences but also on the type of risk. …